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Credit Crunch: A Survivor’s Guide – Shopping Intelligently: Part 2

Posted in Life..., Personal Finance, Uncategorized with tags , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , on February 10, 2010 by stanleyriiks

We’re talking about groceries here, if you’re even thinking about any other kind of shop you need to stop right now. Unless you can’t eat it or drink it, or need it for washing, then don’t buy it.

Never ever go shopping without a list. Big mistake. Also, have something to eat and drink before you go, so you won’t be tempted to buy yourself a snack (this is my biggest problem, I go to buy myself some lunch and eat up with £20.00 worth of crisps, biscuits and chocolate!).

Stick to the list!

You will need to buy essentials, food, drinks, cleaning stuff, washing powders, you know the type of thing. Check out the offers, half price and buy one get one free (BOGOF) are the best. If they have something you will use, shampoo, shower gel, frozen pizza, toothpaste, get double you normally would. If it’s something you use all year-round such as shower gel, then stock up when it’s BOGOF. I recently bought sixteen bottles of Original Source Shower Gel in Tesco when they had a BOGOF offer which will keep me going for several months, at half the cost.

It’s important you don’t get carried away with offers. Never buy anything you might use just because it’s on sale, only things you will definitely use and are on your list.

If you do internet shopping it’s much easier to check all the offers, it’s how I choose half my shopping.

It’s also worth changing your supermarket once in a while. The big supermarkets will often send you a discount voucher to use online to entice you back, if you haven’t been there for a couple of months.

Shopping intelligently is about not buying more than you need, making offers work for you, and adding value to every purchase.

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